We specialize in providing electronic payment processing services and solutions for companies throughout the U.S. With over a decade as the industry leader in business-to-business (B2B) payment processing, Sterling B2B Group continues to build its reputation by delivering a new level of service for our clients. Through our consultative approach, the B2B Group works closely with clients to learn about the intricacies of their organization and its specific needs. Businesses of all sizes and types benefit from our consultative approach and our deep knowledge and understanding of the B2B market. Consultative, nimble and responsive. That’s the Sterling advantage.
Sterling B2B Group is a business unit of Sterling Payment Technologies dedicated to the B2B market. As a technology company, Sterling continues to invest in payments technology, infrastructure and security that forms the backbone for our innovative B2B solutions.
The Sterling B2B Group Advantage
B2B Payment Solutions
No business is exactly like another. We dig deep to understand your business as well as you do in order to provide the support you need to succeed.
Sterling B2B Group is a partner who takes the time to learn your business, helps you untangle the confusion of payment processing, and develops solutions tailored to meet your business needs. In short, we do whatever it takes to help our clients succeed.
Security You Can Count On
As a trusted payments provider to thousands of businesses and government agencies, Sterling is committed to implementing the latest tools and technologies to protect the data of both our clients and their customers. Among the security practices Sterling employs are physical and logical security, network protection, point to point encryption and system wide monitoring. Sterling is a Level 1 PCI Compliant Service Provider (the highest level) which requires an annual independent security audit of our processes and systems.
Our B2B payment processing services optimize your payment processing environment while delivering the lowest overall cost of payment acceptance in the B2B payments market. Sterling B2B’s proprietary Interchange Management® technology sets a new standard in identifying savings in interchange rates.
In addition, our experience with ERP and accounting system integrations combined with management reporting designed for B2B business drives workflow efficiency for your business, producing substantial cost-savings across multiple areas.
Sterling B2B Group revolutionized the payment industry with its proprietary Interchange Management® Program. This technology identifies savings opportunities in the interchange rates the card brands (Visa, MasterCard, Discover and American Express) apply to each payment transaction.
This system ensures your company’s transactions qualify for the lowest rate possible based on card type and transaction parameters, potentially saving you 30-40 percent on processing costs.
Sterling B2B Group offers the broadest range of integration services in the payment industry. We work closely with you to securely integrate real-time card acceptance into your existing workflows and corporate processes, including your ERP and accounting software.
Sterling B2B Group’s custom integration services are based on 10+ years of focus on B2B payments.. This experience results in integrations that work and that are delivered on time, allowing you to quickly benefit from the operational and processing cost savings.
Sterling B2B Group understands the unique information needs of B2B businesses and we have built reporting to specifically address these needs. . Our customized reporting provides you with access to view and manage the complete lifecycle of your payment transactions, including detailed information related to the qualifications and processing cost of every transaction.
With Sterling B2B Group’s technology, we have the ability to create custom reports that identify on-going savings opportunities and trends in payment processing costs.
Your online reporting package also includes daily itemized transaction reporting, enhanced monthly statements, real-time alerts, and chargeback e-mail notifications.
The processing of payments in a B2B environment is significantly different than payments in a consumer environment. A primary reason for this difference is the use of Purchasing cards (P-cards) to make purchases. These are issued to businesses and government agencies to support business-to-business and business-to-government payments.
P-cards have more features, capabilities, and controls than standard consumer credit cards. P-cards provide detailed information to the payer about each transaction, including product details, quantity purchased, along with shipping and tracking data.
As a merchant operating in a B2B market, it is critical that you partner with a payment provider who fully understands Purchasing cars. Sterling B2B Group uses our years of experience in working with businesses like yours for the processing of Purchasing cards to maximize the efficiency of your payment processing while minimizing the cost.
Level 2 and 3
No matter what industry your business operates in, keeping a tight rein on your bottom line costs is vital. One of the major expenses for businesses is payment processing costs.
A major advantage of doing business with Sterling B2B Group is our Level 2 and 3 processing solutions, which ensure the best rate for every transaction.
The Sterling B2B Group’s team of experienced consultants work with you to find the best Level 2 and 3 processing solutions for your business with the lowest overall cost possible for all your transactions.
|Merchant Name||Level 1||Level 2||Level 3|
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|Customer Code (30 Char)|
|Merchant Postal Code|
|Merchant Minority Code|
|Merchant State Code|
|Ship from Postal Code, Destination Postal Code|
|Invoice Number, Order Number|
|Item Product Code, Commodity Code, Description|
|Item Quantity, Unit of Measure, Extended Amount|
Card Not Present
Sterling B2B Group’s ability to assess your current processing methods and make recommendations for increased savings, security and efficiency is key to your success.
Finding cost-effective solutions that allow “Card Not Present” transactions to move quickly and safely can be a challenge. These transactions must be verified and processed in a timely manner with as much protection from fraud and theft as possible.
Sterling B2B Group’s processing solutions ensure that every transaction is processed quickly, securely and at the lowest cost possible.
Navigate the Complexity
To succeed in B2B today, you need a partner that understands your business, as well as the ever-changing financial services industry. It’s a challenging prospect to stay current with the Card Networks as they continually change processing requirements and fees. Failure to stay current can significantly increase your payment processing costs.
Sterling B2B Group is focused on understanding these rules and regulations, especially the rates associated with the different processing methods for Purchasing cards. We have the knowledge, experience and proven track record to untangle this complex process and deliver enterprise-class savings to your business.
Achieve Tangible Results
For more than a decade, Sterling B2B Group has had a simple mission: to provide the technology, services and support that drive business success for our clients. Approaching processing this way produces three to five times the cost savings over the typical solutions offered by our competitors. The bottom line? Partnering with Sterling B2B Group can save you up to 40 percent on your processing services.
At Sterling, we have full confidence in the partnerships we make and the associations we support. Our membership in a diverse network of associations enables us to stay in touch with the unique issues facing our clients, to exchange ideas and information and to grow our businesses together.
Industry Exchange Buying Group is a buying group for independent commercial foodservice equipment repair companies that are associated with the National Service Cooperative, a nationwide network for foodservice equipment service, repair and maintenance. There are 77 companies that participate in IndEx.
Manufacturers Association of South Central Pennsylvania (MASCPA) is an active, vibrant member-driven organization. The Association's goal is to help members be more productive, competitive and profitable in an ever-changing and increasingly challenging global marketplace. Founded in the strength of the region's industrial roots more than a century ago, the organization now has more than 360 member companies located within a multi-county region of Pennsylvania and Maryland.
AFFLINK, based in Tuscaloosa, Alabama, has been a leader in supply chain management for more than 35 years. They provide innovative process and procurement solutions and market expertise to drive efficiencies in today’s leading businesses. Afflink provides that critical link connecting more than 200 manufacturers of Facility Maintenance, Packaging, Safety, Office and Industrial Supply solutions with nearly 300 independent distribution experts.
Headquartered outside Washington, D.C., the Association for Financial Professionals (AFP) is the professional society that represents finance executives globally. AFP established and administers the Certified Treasury Professional and Certified Corporate FP&A Professional credentials, which set standards of excellence in finance. The quarterly AFP Corporate Cash Indicators serve as a bellwether of economic growth. The AFP Annual Conference is the largest networking event for corporate finance professionals in the world.
AMFA is member driven organization helping to strengthen and grow the manufacturing and fabrication industries in Northeastern Minnesota and Northwestern Wisconsin. AMFA was formed in 1997 by a grass-roots effort led by a handful of area entrepreneurs who felt the manufacturing industry would benefit from an organized effort to provide networking opportunities, local training and education offerings, joint marketing efforts, group buying, a legislative voice, and more. The founding membership of 11 companies has grown to more than 80 companies today.
Central Minnesota Manufacturers Association is a membership organization that provides networking opportunities, training, benefit programs, advocacy, and workforce development support for the manufacturing industry in the St. Cloud, MN, region. The membership consists of manufacturing companies of all sizes, as well as companies providing support services for manufacturers (financial institutions, technical schools, consultants, etc). Central Minnesota Manufacturers Association (CMMA) serves as a unified, cooperative resource for its members. It provides a forum for sharing ideas and information, and assists in a dialogue regarding the economic and social value of manufacturing to the public, educational institutions, and government entities.
Since 1934, DRMA (formerly DTMA) has served manufacturers throughout the Dayton Region and beyond as an active advocate, effectively advancing the interests of members and associated businesses. DRMA is a catalyst of innovation, a builder of partnerships, and a champion for education to keep manufacturing in the Dayton Region moving forward. Throughout its history, DRMA has helped preserve the vitality of the region’s manufacturing base by fostering cooperation and competition and by adapting to a continually evolving marketplace. DRMA builds on its proud tradition and embraces today’s challenges as opportunities for growth that will carry manufacturers into an exciting future.
The Farm Equipment Manufacturers Association provides industry leadership to enhance business opportunities and profitability to the Membership by providing a forum for marketing shortline equipment through networking, communications, and technology, and a forum for purchasing materials and services required by the Members. Today over 740 member companies, from large multi-nationals to small family-owned businesses enjoy the wide variety of services the Association offers.
The Illinois Manufacturers' Association (IMA) is a nonprofit trade association for Illinois manufacturers. Founded in 1893, the IMA is the oldest and largest statewide manufacturing trade association in the United States. The IMA's mission is to strengthen the economic, social, environmental and governmental conditions for manufacturing and allied enterprises in the state of Illinois, resulting in an enlarged business base and increased employment.
Manufacture Alabama is the only trade association in the state dedicated exclusively to the competitive, legislative, regulatory and operational interests and needs of manufacturers and their partner industries and businesses. Based in Montgomery, Manufacture Alabama represents hundreds of companies in a wide range of industries that share common interests and goals and that face common competitive challenges in today's tough global marketplace. Some of their members are among the nation's largest, most recognized corporations. Many are mid-sized or small family-owned manufacturers or manufacturing suppliers and vendors. All of them are vital parts of a manufacturing base crucial to Alabama's economy and job base.
The Massachusetts Medical Device Industry Council (MassMEDIC) is an organization of medical device manufacturers, suppliers and associated non-profit groups in Massachusetts and the surrounding region. Founded in 1996 by medical device company executives to establish a unified voice for the Bay State’s vibrant medical technology sector, MassMEDIC has grown to become the largest regional medical device association in the United States, with over 350 members representing manufacturers, product developers, suppliers, research institutions and academic health centers. Over the past 15 years, the efforts of MassMEDIC and its members have driven MedTech industry success and growth in the region, establishing Massachusetts as the nation’s second largest medical technology community.
Midwest Manufacturers’ Association was created to serve as the “central hub” of a consortium of industry-related trade groups and associations. MMA’s service region is the Upper Midwest: rural Minnesota, North Dakota, South Dakota, Wisconsin and Iowa. MMA serves as a catalyst for the creation of new manufacturers' trade organizations and the collaboration of existing organizations throughout the upper Midwest region. By joining forces under one central hub, the manufacturing industry in the Midwest region now has, for the first time, a way to express its collective voice… to government, to suppliers of common goods and services, and to each other.
The Printing Industries of Ohio • North Kentucky offers programs and services to improve profitability of Association member companies, such as discount programs with partner companies, affordable insurance assistance and valuable business consulting services. PIONK also provides access to important environmental, energy and sustainability information and services, including assistance with FSC, SFI and SGP certifications. Participation has helped members save money and be more environmentally responsible to valuable energy management programs.
Founded in 1990, TSMA is a membership organization serving manufacturers in west central Minnesota and eastern North and South Dakota. The association was formed through a grass-roots effort of area manufacturers wanting to accomplish more as a cohesive group than they could as individual, small companies. TSMA’s manufacturing members are small companies, ranging in size from the one-man shop to a handful with 300 to 400 employees. Their manufacturing members are primarily involved in metal manufacturing, with plastics, textiles, woods and foods also represented. The majority are contract manufacturers, along with some OEM members.
The AIWD is a buying group that began in 1999 when the Western Distributors Association and the Independent Distributors Cooperative merged to form a group of fifty members. Six years later the buying group incorporated as the AIWD, Inc. Since 2005, the AIWD has grown to 130 members strong that operate in the US, Puerto Rico and Canada. The AIWD is the independent buying group that delivers the greatest freedom & value to independently-owned industrial gas / welding supply distributors and CO2 beverage carbonation service companies.
Legacy Foodservice Alliance is a distributor marketing and purchasing group offering a new vision of customer service to the foodservice industry. The founders are people who are Legacy names in the business, and innovators who have taken a long view of the business cycle, the industry, and its needs. Drawing on decades of cumulative experience and the positive influences of the past, Legacy is building The Distributor Group of the Future.
Established in 1995, United Recyclers Group, LLC was created through the efforts of three dynamic auto recyclers. Their goal was to obtain more control over their parts data, and bring to the marketplace an inventory management system that was created by auto recyclers. Today, the vision of these three auto recyclers has formed the largest progressive group of auto recyclers in North America. With over 525 member locations throughout the U.S. and Canada, URG has created one of the most proactive organizations for the auto recycler.